When you open a new business account, including certificates of deposits, or apply for a new loan, you will be required to provide information about your beneficial owners. Please click here to read more details about the new requirement.
Click here to see the verification documents needed.
Small Business
- Less than 300 total items(checks, deposits, and items deposited) per statement cycle
- $100.00 to open
- $8.00 monthly service charge
- Unlimited check writing
- Online Banking
- Bill Pay
Commercial Business*
- $100.00 to open
- $13.00 monthly maintenance fee
- Unlimited check writing
- Online Banking
- Bill Pay
Business Interest Account (Sole Proprietors)
- $100.00 to open
- Interest paid monthly on minimum daily balances of $1,000.00
- $8.00 monthly maintenance fee if balance falls below $500.00 during the month
- Online Banking
- Bill Pay
Bank Divider
Non-Profit/Government
- $100.00 to open
- No monthly service charge
- Unlimited check writing
- Interest paid monthly on minimum daily balance of $1,000.00
Business Preservation Account (MMA)
- $2,500.00 to open
- Interest paid monthly on a minimum daily balance of $2,500.00
- Tiered interest rate
- Up to 6 transactions per month, $5.00 fee per excessive transaction
- Unlimited withdrawals at the teller window
- Online Banking
- Bill Pay
Business Liberty Account
- $1,000.00 to open
- Interest paid monhtly on a minimum daily balance of $1,000.00
- Up to 6 transactions per month, $5.00 fee per excessive transaction
- Unlimited withdrawals at teller window
- Online Banking
- Bill Pay
Sweep Accounts Available
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this act. As defined in the regulation, unlawful internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made." As a customer of Heritage Community Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us.